FAQ - How Driver Training Affects My Insurance

Does Taking A Certified Driver Training Course Affect My Car Insurance?

In a nutshell, yes. Completing a recognized certified driver training course will usually give you a reduced level of insurance premiums as compared to what they would have been if you had not taken the course. This reduction varies from company to company and will be different depending on your personal profile. There are other things that you can do to affect the insurance rates that you pay when you first start to drive.

As a new driver, here are a few tips on getting the best rate for yourself:

• Take a driver-training course that is accredited with the MTO, and recognized by your insurance company. This is what we can do for you.
• Consider gaining experience as a named occasional driver under the insurance policy of a parent or guardian, rather than as a principal driver of your own vehicle. Premiums for young, occasional drivers are much lower than premiums for young, principal drivers.
• Ask your insurance company if they offer any student discounts. Some companies give discounts to new drivers with good grades or new drivers who live away from home for part of the year.
• As a new driver, building a good driving record free of at-fault accidents and driving convictions is the best way to ensure low future premiums. So drive safely and don’t speed.

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